Beautifully Naive Thoughts

 

Independent Surveyors  

Our Independent Surveyors are happy to help and advise you with regard to building surveys, independent valuations, property surveys, structural surveys, engineer's reports, specific defects report regarding problems such as cold bridging and dampness, home buyers reports or any other property matters and yes we will also help you design your loft conversion. Please free phone 0800 298 5424 for a friendly chat.

Originally the Company was set up with some beautifully naive aims - these being that if we offered the best surveys we would make a good honest living.

 

Big Business

However we soon discovered that all is not as it seems in the property world. Property is very big business and the lending of money to finance the property is equally big business. This has lead to some of the biggest companies, shall we say 'protecting their interests' (we have to be careful what we say because one of the very big companies have tried to take us to court for our comments previously - maybe they don't like people to know).

Sketch of a typical house

Caveat Emptor

Caveat Emptor means Buyer Beware and whilst the buyer should be aware that they have liability it can help to make a unique selling point if your house has its own independent structural survey carried out.

There is an "interesting" situation whereby the Estate Agent can be owned or own the Surveyors and in turn all be owned by the Lenders. We are probably safer (from the being sued point of view) to say they have close links with them.

Georgian property with sash windows

So this means the Estate Agent can recommend the Surveyors and Mortgage lenders - all owned ultimately by the same company.

Sometimes the Lender may give you the "choice" of companies on their panel - these companies usually/often have reciprocal agreements with the recommending company. They make it very difficult to use anyone outside this group - just try asking. Try our 'match the estate agent card game' - click here

 

Too important to leave to a production line

Buying a house has to be one of the biggest investments most people make, therefore we feel it's important to get good advice. That's why we treat every house we survey as if it was the house we were buying.

Terraced Victorian properties

We have written many other building surveying articles. Here are some that may be of help to you when buying a property:

Estate agents recommend not having a survey

Location. Location, Location

Roofs and structural problems

Flooding and thawing problems in houses and homes

 

All Surveyors are not the same

We often see survey reports that are not worth the paper they are written on. We recently carried out a survey where the owners were so impressed with what we did they asked us to carry out a survey for them - the amazing thing was that they had just had a survey carried out by another Surveyor and could not understand it! Having read it we could see why, it did not give an opinion at all, it used technical language and had no heart and soul to it. Have a look at our contest for the worst Survey report in the 'Not worth the paper they are written on' section - available here

 

It may be easy but is it sensible?

We know from talking to you that many of you have had surveys that you feel are almost worthless. Have a look at the copies of our surveys on this web site, compare them with what you have had in the past, or what you have seen elsewhere, download them and have a good look. A house is an expensive purchase, therefore make sure you have the right survey as all Surveys are not the same. It may be easy but is it sensible to use the Estate Agent/Financial Advisor/Lenders "recommended" Surveyor - you can compare surveys carried out by these type of surveyors with surveys that we have done by clicking here.

Modern properties

 

An independent voice

We act just for you - we offer a personal service tailored to your needs and we are truly independent. You can ask us to look at potential for an extension (we can draw extensions too) or that crack you saw - is it a problem or not?

In fact we encourage you to contact us both before and after the survey for a chat or meet us at the property. We will be pleased to see you. You can view the ISVA Charter by clicking here.

Roof and rear extensions

 

Cause not Effect

We find time and time again that owners, builders and surveyors alike treat the effect of a problem without establishing the cause. It's often relatively easy to see the problem and effect and hard to see the cause. We always try to find the cause of the problem and would start by sending you a questionnaire to complete before the survey is carried out - you can view the questionnaire by clicking here.

 

A safety net - peace of mind

And finally a survey should give you a safety net. We take great pride in what we do. We will try and be conclusive in what we say (not always possible). On the building surveys for example, if something needs opening up, a floor for example, we will do our best to get it open (present owner's permission required of course).

If you feel we have missed something we are happy to return free of charge. We will talk and talk with you until you are happy to make a decision. Ultimately the decision is yours of course - we advise, you decide.

 

Beautifully naive thoughts

We still have beautifully naïve thoughts but now many years on we understand the property game. We have built up a fantastic client base on word of mouth recommendations from people who have discovered us one way or another.

Yes, sometimes you may have to wait a bit longer than you may want in an ideal world, but we do work as fast as we can, whilst offering the very best we can.

 

What do the circles and ovals mean?

The circles and ovals are a system that we use within our structural surveys and building surveys to highlight problem areas so that you are not left wondering what the problem is.

Woodworm in roof timbers

 

Our Good, Bad & Ugly Building Surveys!

We would also like to introduce to you what we call our good, bad and ugly survey which is a building survey, sometimes known as a structural survey, and is something that we have developed over many years, in fact several decades. We have listened to feedback from our clients and amended and altered our surveys to make them easy to read and describe issues clearly. The key factor we believe is that our surveys are easy to understand in plain English

 

Have a look at examples of our Building Surveys

If you would like to see an example of our tailor made building surveys, w e are more than happy to provide you with them via email. Our building surveys contain an Executive Summary that highlights problems as well as photos, sketches and definitions that help to explain the specific problems that we find within the property.

 

Independent Surveyors

If you truly do want an independent expert opinion from a surveyor with regard to valuations, mortgages, mortgage companies, surveys, building surveys, structural reports, engineers reports, specific defects report, structural surveys, home buyers reports or any other property matters please contact 0800 298 5424 for a surveyor to give you a call back.

 

Commercial Property

If you have a commercial property, whether it is freehold or leasehold then sooner or later you may get involved with dilapidation claims. You may wish to look at our Dilapidations Website at www.DilapsHelp.com and for Disputes go to our Disputes Help site www.DisputesHelp.com

 

We hope you found the article of use and if you have any experiences that you feel should be added to this article that would benefit others, or you feel that some of the information that we have put is wrong then please do not hesitate to contact us (we are only human).

The contents of the web site are for general information only and are not intended to be relied upon for specific or general decisions. Appropriate independent professional advice should be paid for before making such a decision.

All rights are reserved the contents of the web site is not to be reproduced or transmitted in any form in whole or part without the express written permission of www.1stAssociated.co.uk

 

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House and Home Surveys and Useful Information

All you need to know about Building Surveys

Building Control, what do they do?

Designers and Architects will they save me money or will they cost me money

Enviroment, Your Building and Garden Gnomes

Estate Agents help sell houses and work for the vendors

Have a Structural Survey to protect you against structural problems

Home improvements, builder problems and ideas for you on how to solve them

How a Surveyor values a property, Chartered Surveyors and Regulated Valuers

How Chartered Engineers and Building Engineers can help you

Listed Buildings and Conservation Areas

NHBC National House Building Council

Structural Surveys and How We Can Help You

Traditional and Non-Traditional Houses and Mortgage Problems

Valuations and how much is the building worth?

Whats the difference between a Chartered Building Surveyor, Chartered Surveyor and an Independent Surveyor

Useful property problem articles by Chartered Surveyors explaining building issues to avoid

External - Helpful information on building problems on the outside of the property

Chimney issues and problems

Cracking and Movement Problems and Surveying Solutions

Flat Roof Problems, how we can solve them

Foundations and Structures and Settlement and Subsidence and Underpinning

Pitched Roofs Problems and Solutions

Roof Problems

Wall Problems

Windows and Doors and Fascias and Soffits and Wet Rot and Dry Rot and other problems

Internal - House problems we have investigated inside

All you ever need to know about floors

Asbestos in your home, what you need to know

Ceiling Cracks and Structural Problems

Condensation, Damp and Black Mould Problems

Cracking and Movement Problems and Surveying Solutions

Windows and Doors and Fascias and Soffits and Wet Rot and Dry Rot and other problems

Woodworm is it a problem or not? Is it active or not?

Services - Building help and advice on costly services

Drainage, what's underground can affect what's above ground

Heating; I just can't get my house warm enough or alternatively I just can't get my house cool enough

You can't mess around with the electric, you need an expert

 

Commercial Property Services

Building Terms Explained and Directories

Commercial Property Surveys

Commercial Structural Surveys

Leisure Facilites

Offices Large and Small

Shops and Retail

Warehouse and Industrial Buildings

Dilapidations Help and Advice What is a Dilapidations Notice?

A Beginner's Guide to Dilaps

Damp Mould and Condensation

Dampness Rising Damp Mould Black Mould Condensation

Dilapidations and Negotiations

Dilapidations Claim by a Landlord

Energy Saving what can I do?

Finance what is a Financial Adviser (We are not Financial Advisors)

Fire Risk and Help

Health and Safety Risks

Insurance how do I get the correct property insurance?

Landlords Surveying Advice

Property Investment how can I invest in property?

Property TV Reviews by an Independent Surveyor

Schedules of Condition Leasing a Commercial Property

Scotts Schedule and Section 18 Valuation

Tenants Surveying Advice

Weather how does weather affect my property?

Flooding

Rain

Snow and Ice

Strong Winds

Reviews from clients on Commercial Building Surveys

Churches and Charities, helpful reviews from our clients

Industrial Buildings and Warehouses and what our clients say about us

Offices Large and Small, reviews and feedback from our clients

Pubs, Restaurants, Hotels and other Leisure facilities we have surveyed over the years

Shops and Retail, helpful reviews from our clients

 

First Time Buyers

Buying a Leasehold or Shared Freehold Home

Buying and Selling Houses for the experienced house and home purchaser

First Time Buyers how do I go about buying my first house and home?

Improve your property knowledge with our presentations on house, homes and commercial property

Building Surveys

Building Surveying Useful Information

Dilapidations

Dilapidations Presentations in Detail

Final Year Building Surveying Exams for University Students or those that would like to know more

How old is your Building? Which era was it built in?

Party Walls

Surveyors and Design Tools

Disputes and Party Walls

Boundary Disputes

Building and Property Disputes

Party Wall Book Reviews

Party Walls Your Rights and Responsibilities

1stAssociated Surveyors Review for Structural Surveys and Building Surveys

Building Surveys, reviews and feedback from satisfied customers

Buy to let property clients, what they say about our structural surveys

Buying at auction, review of the survey

Buying bungalows and retirement properties and how our surveyors can help

Both at work / busy couples, how we can help and some 1stAssociated client reviews

Families with a young person flying the nest, reviews and feedback

First Time Buyers, what they say about us

Listed buildings, structural surveys

Older buildings, a review of buying an older house

Families with children looking for a new home, feedback and reviews

Buying a Non-Traditional Property

Residential Surveys

House and Home Surveys

Commercial Building Surveys

Commercial Surveys

1st Associated Surveyors Are Also Available in the Following Areas:

East Anglia and East

South and South East

West Country and South West

Midlands

North and North East

 

London

London Markets

London Parks

 

Wales

Areas of Britain

1stAssociated Independent Expert Property Surveyors

Specialists in Home Buyers Reports, Building Surveys and Structural Surveys and Schedules of Condition

All Surveyors are Royal Institution of Chartered Surveyors qualified and RICS regulated

and are Members of the Independent Surveyors and Valuers Association

Putting the Client First

We do not accept service of documents by email or fax